Nigeria → China
How to pay Chinese suppliers from Nigeria
To pay a Chinese supplier from Nigeria, settle their CNY invoice through MoneyWave: enter the amount, add the supplier's Chinese bank details, and pay in with local bank transfer. The supplier is paid in Chinese yuan, usually within about ten minutes of your payment clearing. No Alibaba account and no Chinese bank account of your own are required.
What you need before you start
Four things: the supplier's bank account name exactly as their Chinese bank holds it, the account number, the bank and branch, and the invoice amount in CNY. A beneficiary name that does not match the account is the single most common reason a payment to China is delayed.
- The beneficiary name in the exact form the Chinese bank holds it — not the trading name on the invoice
- The bank account number, bank name and branch
- The invoice amount in CNY and the order reference
- Your own email and phone number, so we can send you the transfer record
- Confirm all of it on a voice or video call, not only in chat — swapped bank details are the highest-value scam in this corridor. How to verify a supplier
What can I pay with from Nigeria?
Nigerian buyers can pay in naira using the local rails below, or in US dollars from a card held in Apple Pay or Google Pay. The supplier is paid in Chinese yuan either way — the difference is only what you fund from.
| Pay in with | How it works |
|---|---|
| Local bank transfer (NGN) | Transfer naira from your Nigerian bank account to a one-time account we generate for the payment. |
| Apple Pay or Google Pay | Pay in US dollars from any card in your wallet. Available in every market below. |
How long does it take?
A CNY invoice usually reaches the supplier about ten minutes after your payment clears. The variable part is your own pay-in: a card or mobile-money payment clears in seconds, a bank transfer on your side may take longer.
Pay a supplier from Nigeria
Enter the amount, add the supplier's Chinese bank details, and confirm. The exact fee and exchange rate are shown on the quote before you commit to anything.
Paying suppliers from Nigeria — FAQ
How do I pay a Chinese supplier from Nigeria?
Enter the invoice amount, add the supplier's Chinese bank account details, and pay in with Local bank transfer (NGN), Apple Pay or Google Pay. MoneyWave converts and pays the supplier in Chinese yuan — CNY invoices usually settle in about ten minutes once your payment clears.
Do I need an Alibaba or 1688 account to pay a supplier from Nigeria?
No. MoneyWave pays the supplier's bank account directly, so it works for suppliers found on 1688, Alibaba, TikTok, WeChat or through a sourcing agent — including suppliers who only accept a bank transfer.
What can I pay with from Nigeria?
Local bank transfer (NGN), Apple Pay or Google Pay. The local rails let you pay in naira from an account you already have, rather than needing a dollar card.
How do I know the supplier is real before I pay?
Check them in the MoneyWave directory first. Every listed seller carries a 1–5 MoneyWave Trust Signal compiled from public posts and buyer comments, with the date we last checked shown on the page. It is a signal, not a guarantee — always start with a small order.